Payment processing and Payment Gateway Development Services

The CyberCraft team integrates a payment gateway to establish a reliable connection between a customer and a merchant and ensure further secure payments with encrypted sensitive information. Apart from implementing Stripe, Paypal, Amazon Pay integrations to backup an online store, CyberCraft is capable of custom payment gateway development. Our bespoke solutions for payment processing could be appealing to merchants who want to be independent from third-party services, billing companies, payment providers, tech firms entering a new field, or banks.




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What services we provide

Payment Processing Solution

We implement financial solutions for payment processing and help companies to support payments-on-the-go.

PCI DSS Compliance

The CyberCraft team keeps the payment gateway and processing in line with PCI DSS to protect sensitive data.

Custom Payment Applications

We design and develop custom fintech software, helping businesses with launching and monetizing payment apps.

Payment Gateway Development

Our team can both develop a payment gateway from scratch or connect your product to the existing payment system.

Payment Processing Security

The CyberCraft team ensures compliance with regulatory and security standards: P2PE encryption, EMV 3-D, and PCI DSS.

Digital/Mobile Wallets

Accelerate your mobile wallet development initiatives with our technical guidance on transaction processing.

Buy Now, Pay Later (BNPL)

As a technical provider, CyberCraft can support smooth BNPL operations at each stage of the process.

Contactless Payments

The CyberCraft team helps implement contactless payments. turning a personal computer into a virtual POS terminal.

Multi-Currency Processing Solutions

We develop multi-currency processing solutions, enabling online stores to accept payments in the customer’s local currency.


Payment Gateway features

A payment gateway allows for payment processing and acts as a central system that coordinates money transfers. Essential features of the payment gateway ensure security, flexibility, a personalized checkout experience, and detailed reporting. CyberCraft assists companies in choosing and implementing the optimal set of features for this cloud-based software.

Fraud protection

A payment gateway should clearly detect fraudulent activities and prevent them. The CyberCraft team ensures that such mechanisms are activated and secure personal data. Developers use the latest security, data protection, and coding practices.


We displace IBANs and sensitive information with tokens. This precaution allows the processor to be the only one to handle the transaction. With tokenization, hackers won’t get access to private data if they break into the system.

Recurring payments

Our team can enhance the payment gateway with a scheduler to enable recurring payments. This functionality can be configured via dashboards (for hosted payment gateways), with APIs, or via virtual terminal commands.

Virtual terminals

We can turn a personal computer into a virtual POS terminal connected to a cloud-based service. It can be an alternative to developing and adopting a payment gateway.

Payment analytics and reporting

The CyberCraft team implements a payment analytics and reporting module to give companies more visibility and control over their performance. With this tool, businesses can analyze conversion rates, payment data flows, transactions, and customer experience.


Our payment software development solutions

What we develop

Custom Payment Processing and Gateway Development

We develop custom payment gateways
We have in-depth expertise in embedded payments integration and can provide a professional tech consultancy on what white-label gateway to choose or how to embark on the custom development of a payment gateway.
We develop custom payment processing solutions
Our bespoke solutions for payment processing could be appealing to merchants who want to be independent of third-party services, billing companies, payment providers, tech firms, or banks.

Get a free consultation and individual analysis of your request and see how we transform your idea into a successful solution!

Get a Free Consultation Now!


Some of the Gateways we support


Our projects

Our Payment Gateway projects

Since 2012, we have delivered 20+ payment processing and payment gateway development software projects across different industries and business types.

We designed and implemented a custom payments gateway to provide a seamless payment experience for our clients. Our case studies prove that hiring software developers team with CyberCraft is a safe bet for eCommerce, real estate, e-learning, and other companies. We offer to assemble a team of high-performing engineers specifically for your project. Regardless of its complexity, CyberCraft will involve developers capable of building cost-effective, result-oriented, and code quality-driven solutions.
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Deal Marketplace Platform
Deal Marketplace Platform

The CyberCraft team developed a deal marketplace platform from scratch...

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E-Learning platform that connects teachers and student
E-Learning platform that connects teachers and student

Hey, Professor helps parents to find perfect teachers for their children...

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Fintech platform for safe money transfers
Fintech platform for safe money transfers

Achwho is a secure reliable platform for the financial industry intended to help its users with

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Financial Reporting and Workflow Tool
Financial Reporting and Workflow Tool

Modularity suits managers, department leaders, and budget-line decision makers. Being a deeply collaborative financial reporting and workflow tool, it

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What clients say about us

We approached CyberCraft to help us create a consumer-facing cross-platform mobile application to help forgetful people with gift ideas and reminders. They quickly assembled a team of sharp developers, worked through a design brainstorming exercise based on our initial sketches, and built a working application. During the course of the project, the team uncovered several use cases that we hadn't anticipated and built creative solutions for them. I have recommended Cybercraft to other Bay Area companies!

Jay Moorthi

When CyberCraft came to my attention, they had thoughtful answers to all the issues I raised. In only two weeks I was presented with 5 qualified candidates, 2 of them we hired. CyberCraft remains actively involved in ensuring that goals are achieved. Their experience working with other partners has been beneficial to us. We plan to continue working with them for the foreseeable future. They have improved our overall product quality and time-to-market for new features.

Jon Randall

Optoss needed to build a team of engineers to work on our network management startup. We had to start almost from scratch, and strong software developers were the key to success of the project. CyberCraft was able to address our needs in a short period of time and on the budget. They selected and hired for us the developers that exceeded our expectations. We are very satisfied with the code quality and dedication of CyberCraft employees to our project. Communication with the team was easy and the level of cooperation was second to none.

Taras Matselyukh

CyberCraft has helped us scale-up our software engineering capacity by sourcing some of the best talent in the industry and providing the professional and administrative services distributed teams demand. Over the past year, our partnership with CyberCraft has helped us gain market share through the swift deployment of innovative technology. Looking forward, we intend to expand our partnership with CyberCraft to further exploit competitive advantages that boost our bottom line.

George Bordley

We're working on a major transition between cloud providers and CyberCraft support is really helping push it across the finish line. The quality of work is strong and research/testing pre-launch is solid. CyberCraft has some great engineers, and I really like working with them.

Sam Merry


Popular FAQs

What is a payment gateway?

A payment gateway is a technology standing behind card payments authorization and payment processing, which supports purchases in online stores. The payment gateway performs all needed tasks to support a transaction and ensures communication with the payment processing network via APIs.

How does a payment gateway work?

Processing of transactions by a payment gateway consists of the following steps:

  • The customer fills in and submits a purchase on the website, and then enters card details
  • Card details, including cardholder’s name, number, expiration date, and CVV number, are transferred to the payment gateway
  • After encrypting data, the payment gateway carries out a fraud check and sends information back to the acquirer
  • The acquirer sends the data to the card schemes for the additional fraud checks, and the schemes transfer the payment information to the issuer for payment authorization.
  • The issuer performs fraud screening, checks the availability of funds on the bank account, and then authorizes the transaction. Acquirer receives a payment message from the card schemes.
  • The acquirer sends the approval or decline message back to the payment gateway which then transmits the message to the merchant. Based on the message, the merchant can display a payment confirmation page or inform the client about the problems and ask to opt for another payment method.
  • When the authorization is completed, the merchant can “capture” the amount for the purchase from the buyer to the merchant account. The funds are reserved, and the customer will be billed as soon as the capture occurs.
  • If the payment is approved, the acquirer collects the payment amount from the issuing bank and puts the funds ‘on hold’ into the merchant account. The duration of the process depends on the payment gateway. The major part of payments are received almost immediately.
What is an API in a payment gateway?

Payment API (application programming interface) adds payment capabilities to the ecommerce store or application. It connects the payment system to the business’s checkout function. APIs connect all the participants of the transaction, allowing them to communicate with each other.

How to create a payment gateway?

To create a custom payment gateway, you will need to hire a seasoned team of engineers or fintech consultants. Your tech partner should be able to implement secure authorization, fraud detection, multi-currency support, integration with payment processors, and scalable architecture. The development of a custom payment gateway will consist of the following stages:

  • Ideation
  • Design
  • Development
  • Testing
  • Licensing


Building a custom payment gateway may cost $250–350K. That’s why most businesses opt for integration with white-label payment providers.

Who are the best payment processing providers?
  • Paypal
  • Stripe
  • Square
  • Adyen
  • Due
  • GoCardless
  • PaymentCloud
  • Helcim
  • Shopify payments
  • Braintree
  • Stax
Why integrate or develop a payment gateway with CyberCraft?

Our in-depth expertise in building payment gateways and integrations with white-label payment processing providers will enable you to overcome development bottlenecks and craft the right solution for the online store or application.

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